Savings & CD Accounts

You work hard for your money. Legacy Bank and Trust will keep your nest egg safe through a variety of savings options that deliver safe returns, flexibility and liquidity.  Let one of our knowledgeable associates help you tailor a savings plan that will assist you in reaching your personal financial goals.
Savings Account

  • Free online and mobile banking
  • Competitive interest rates
  • Minimum opening balance $25
  • $5 service charge if the balance falls below $100 any day during the quarter
  • Service charge is waived for children under 18

Money Market Account

  • Free online and mobile banking
  • Competitive interest rates
  • Minimum opening balance $2,500
  • $10 monthly service charge if balance falls below $2,500

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-exempt account established for paying for qualified medical expenses for you and your family.

  • Free Online Banking
  • Interest Bearing
  • You must meet certain requirements:
    • You must be covered under a high-deductible health plan (HDHP).
    • You cannot be covered by any other health plan including Medicare; and
    • You cannot be claimed as a dependent on another individual's tax return.

Certificate of Deposit

  • Free Online Banking
  • Competitive interest rates
  • Minimum opening balance $1,000
  • Several maturity options are available, and are subject to penalty if withdrawn prior to maturity.

If you have any questions, please call or stop by your nearest Legacy Bank and Trust location.