Build a secure, tax-free retirement fund you can plan against with a traditional IRA. With a traditional IRA, the contributions you deposit are made on a pre-tax basis and are determined by your age, income, and tax filing status.
The additional earnings you accrue in your IRA grow tax deferred until you withdraw funds.
*Depending on your filing status, modified adjusted gross income, and participation in employee-sponsored plans.
A traditional IRA may be opened by anyone who is not 70 ½ years old by the end of the current year with taxable earnings or a spouse with earned income.
When you change jobs or retire, you can transfer your retirement assets into this IRA.
You are generally eligible for a Roth IRA if you still maintain 401(k) plan assets with a former employer.
There are no restrictions based on age for applying for a Roth IRA, but eligibility restrictions based on income may apply.
No matter what career changes happen in your life between now and retirement, a Roth IRA will grow just the same. With a Roth IRA, the contributions you deposit are made on an after-tax basis but your earnings are tax-free if you meet certain parameters.
Perfect for small business owners, Simplified Employee Pension (SEP) IRAs provide sought-after, tax-deductible retirement benefits for business owners and their employees.
When you or your employees change jobs or retire, retirement assets can be transferred into this IRA.
Choose from our four checking account options for unbeatable benefits.
Grow your nest egg and
keep it safe with our savings
account options.
Customize your Legacy experience with our many banking options.
We’ve been serving the Ozarks since 1907, bringing our clients the personal service, attention, and commitment we know they deserve.
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