Our savings account options help you build
your wealth, your way.

Savings Account

We know you work hard to earn your savings. We want you to get a competitive return on that effort when you trust your savings to us, plus other great benefits like liquidity, flexibility in transfers, and more.

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  • Competitive Interest Rates
    Earn a higher savings rate than a regular savings account when you open a Legacy Savings account with any Legacy checking account
  • Free Online and Mobile Banking
    Pay bills, view your transaction history, make transfers, and more through our online and mobile banking options.
  • Just $25 to Open
    Get started with your Legacy Bank and Trust Savings account by depositing just $25.
  • No Service Charge for Customers 18 and Under
    You’re never too young to start saving. Customers 18 and under can enjoy waived service charges for their Legacy Savings account.Note: A $5 service charge may apply if a Savings account balance falls under $100 during any given quarter.

Health Savings Account (HSA)

In today’s unpredictable healthcare climate, a Health Savings Account (HSA) gives you peace of mind. Opening a Health Savings Account (HSA) is a tax-exempt account that helps you pay for unexpected medical expenses for you and your loved ones.

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  • Free Online and Mobile Banking
    Pay bills, view your transaction history, make transfers, and more through our online and mobile banking options.
  • Competitive Interest Bearing
    The more money saved, the more we’ll pay interest for your HSA account holder. Note: In order to be eligible to open an HSA with Legacy Bank and Trust, you must be covered under a high-deductible health plan (HDHP). You cannot be covered by any other health plan, including Medicare. You cannot be claimed as a dependent on another individual’s tax return.