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Legacy Bank and Trust
  • Home
  • Our Services
  • Personal
    • Personal Checking
      • Personal Comparison Chart
    • Personal Savings
      • Personal Savings Comparison Chart
    • Legacy & Liberty Money Market
    • Retirement Accounts
    • Banking Options
    • Card Services
      • Personal Credit Card
  • Business
    • Coronavirus Emergency Loans
    • Business Overview
    • Business Banking
      • Business Checking
      • Savings Accounts
      • Legacy & Liberty Money Market
      • Public Funds Managment
      • Cash Management
      • Business Banking Team
      • Account Login
    • Business Solutions
      • Online & Mobile Banking
      • Cash Management
      • Business Debit/Credit Cards
      • Merchant Services
      • Employee Banking Program
    • Business Lending
      • Business Financing Solutions
      • What Lenders Look For
      • Working with a CDFI Bank
      • Tax Credit Financing
      • Business Banking Team
  • Community Development
    • Affordable Housing
  • Lending
    • Business & Commercial Loans
    • Agriculture & Farm Loans
    • Business Financing Solutions
    • Personal Loans
    • Loan Calculators
  • About Us
    • Our Story
    • Our Staff
    • Our Locations & Hours
    • Contact Us
  • News
  • Resources

Personal Credit Card

We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points Rewards. It’s the only card you need for everything you need to do.

Personal Card – Low Rate

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances

Fees

  • Other fees may be charged, these fees are listed on the downloadable application.

Personal Card – World / Preferred Points Rewards

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car collision damage waiver protection and a host of extraordinary MasterCard® benefits.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances

Fees

  • Other fees may be charged, these fees are listed on the downloadable application


1 Please see application for information about current APRs and fees.
2 Concierge Services available with World MasterCard only.

Extraordinary benefits with MasterCard® including:

  • Concierge Service2
  • Price Protection
  • Baggage Delay Insurance
  • Car Rental Collision Damage Waiver Insurance
  • Extended Warranty
  • Travel Assistance
  • Roadside Assistance
  • Purchase Assurance
  • Travel Accident Insurance
Certain restrictions apply detailed in the applicable benefits brochure received with new credit card.

To Apply Now

Download the PDF application

  • Download the application above
  • Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen. Paper applications are also available at our local branch office.
  • Fax your completed application to the Card Service Center at 877-809-9162.
Or mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120

Personal Checking

Choose from our four checking account options for unbeatable benefits.

Learn more.

Personal Savings

Grow your nest egg and keep it safe with our savings account options.

Learn more

Retirement Accounts

Make your golden years their best with our retirement account services..

Learn more
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About Legacy

Bank by phone and access your accounts anytime, anywhere.

In addition to our online banking portal, you can check account balances and transfer funds by phone 24 hours a day, 7 days a week.

Call (888) 884-1516

Legacy Bank and Trust

We’ve been serving the Ozarks since 1907, bringing our clients the personal service, attention and commitment we know they deserve.

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