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Legacy Bank & Trust > Agriculture & Farm Loans

Our communities were built on your way of life. Our loans help you maintain it.

Don’t see the type of loan you’re looking for?

Get in touch with one of our trusted business loan officers and get some expert advice on the type of agricultural loan that makes the most sense for your needs.
We operate in communities in which agriculture is more than just a profession—it’s a way of life. We have the privilege of offering our agriculture customers a wide range of financing options, from livestock financing to farm real estate loans, that help keep every aspect of your operations up and running. No matter what your needs are, we’ll help you carefully assess your financial needs and develop the right plan to support your new venture. Find out which loan type is right for you, then reach out to us to apply.

Farm Real Estate Loans

Whether you’re in the market to buy a farm, refinance your current mortgage, or make long-term improvements to your operation, we offer farm real estate loans that can help you make the best possible plan.

FSA and USDA Guaranteed Loans

No matter how big your idea is (or how small your farm size is), we offer Farm Service Agency (FSA) and United States Department of Agriculture (USDA) loans that help rural and family-sized farmers obtain capital to finance agricultural production.

Farm Operating Loans and Lines of Credit

To accommodate the fluctuating needs of your operation, we offer farm operating loans and lines of credit that allow you to pay an introductory commitment fee, then use available funds in accordance with your changing operating needs or agricultural production cycles.

Term Chattel Loans

If you don’t have access to the right equipment or livestock to get your job done, your farm won’t run.

With a term chattel loan, we can set you up with flexible payments that match the cash flow you anticipate having along with a competitive initial loan fee.