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*Fees may reduce earnings on account. *Effective as of August 1st, 2010

Health Savings Account (HSA)

A Health Savings Account (HSA) is a tax-exempt account established for paying for qualified medical expenses for you and your family. You must meet certain requirements:

You must be covered under a high-deductible health plan (HDHP).
You cannot be covered by any other health plan including Medicare; and
You cannot be claimed as a dependent on another individual's tax return.

Christmas Club

Legacy Bank offers a Christmas Club Savings Plan. If you make regular payments to the account for 11 months, we will make the last payment up to $20.00. The balance of the account is sent to you by the end of October in time to do your Christmas Shopping.

Savings Bonds

Legacy Bank is authorized to issue Series EE and Series I Savings Bonds in accordance with Federal Regulations.

FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013

Legacy Bank and Trust has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of Legacy Bank and Trust with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules.

Legacy Bank and Trust will never ask you to provide personal information by way of e-mail. This includes your account numbers or ATM PIN (Personal Identification Number). Click here to read our Privacy Statement and Privacy Disclosure.