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		Individual Retirement Accounts
		Certificates of Deposit

Legacy Savings

Statement Savings

Only $25.00 required to open account
$5.00 service charge if the balance falls below $100.00 any day during the quarter
Fee is waived for children under 18

*Fees may reduce earnings on account. *Effective as of July 1st, 2008

Christmas Club

Legacy Bank offers a Christmas Club Savings Plan. If you make regular payments to the account for 11 months, we will make the last payment up to $20.00. The balance of the account is sent to you by the end of October in time to do your Christmas Shopping.

Savings Bonds

Legacy Bank is authorized to issue Series EE and Series 1 Savings Bonds in accordance with Federal Regulations.

Legacy Bank and Trust will never ask you to provide personal information by way of e-mail. This includes your account numbers or ATM PIN (Personal Indentification Number). Click here to read our Privacy Statement and Privacy Disclosure.