Individual Retirement
Accounts

Certificates of Deposit

Checking Choices

Legacy Bank offers a variety of checking choices to better serve our customers. Please call or come by one of our offices and our staff will be pleased to help you with your checking needs.


  • $100 minimum opening balance
  • Competitive Rates of interest paid on balance
  • ATM fees will be refunded
  • No minimum monthly balance
  • Free BillPay / Debit card available
  • One ACH and 10 debit card transactions required per statement cycle
  • Requires online banking & e-statements

Free Checking

      • $100 minimum opening balance
      • No minimum monthly balance
      • No service charge
      • No per check charge
      • Unlimited check writing
      • Images are not returned with statement
      • Free ATM / Debit card available
      • Check prices vary depending on style

Regular Checking

      • $100 minimum opening balance
      • No monthly service charge when a balance of $400 is maintained
      • Only $5 charged if balance falls below $400
      • Unlimited check writing
      • Free ATM / Debit card available
      • Images are returned in statements
      • Check prices vary depending on style

N.O.W. Checking

      • $1,000 minimum opening balance
      • No monthly service charge when a balance of $1,000 is maintained
      • Only $6.50 charged if balance falls below $1,000
      • Competitive rates of interest paid on balance
      • Unlimited check writing
      • Free ATM / Debit card available
      • Images are returned with statement
      • Check prices vary depending on style

Ambassador Checking

      • For our customers 55 or older
      • $100 minimum opening balance
      • No minimum monthly balance
      • No service charge
      • Competitive rates of interest paid on balance
      • Free Ambassador checks
      • Free ATM / Debit card available
      • Images are returned with statement
      • Ask about our package of benefits
 
 

Money Market Checking

  • $2,500 minimum opening balance
  • No monthly service charge when a balance of $2,500 is maintained
  • $10.00 charged if balance falls below $2,500
  • Variable Tiered Interest Rate
  • Limit account activity to avoid excess item fees
  • $10 excess activity fee
  • Images are returned in statement
  • Check prices vary depending upon style

 


signFDIC

Each depositor is insured up to at least $250,000 through FDIC.

Notice of Changes in Temporary FDIC Insurance Coverage for Transaction Accounts

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov

Legacy Bank and Trust will never ask you to provide personal information by way of e-mail. This includes your account numbers or ATM PIN (Personal Identification Number). Click here to read our Privacy Statement and Privacy Disclosure.


© 2011 Legacy Bank and Trust