legacy bank2





		Individual Retirement Accounts
		Certificates of Deposit

Checking Choices

Legacy Bank offers a variety of checking choices to better serve our customers. Please call or come by one of our offices and our staff will be pleased to help you with your checking needs.

$100 minimum opening balance
Competitive Rates of interest paid on balance
ATM fees will be refunded
No minimum monthly balance
Free BillPay / Debit card available
One ACH and 10 debit card transactions required per statement cycle

Requires online banking & e-statements

Free Checking

$100 minimum opening balance
No minimum monthly balance
No service charge
No per check charge
Unlimited check writing
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Free ATM / Debit card available
Check prices vary depending on style

Regular Checking

$100 minimum opening balance
No monthly service charge when a balance of $400 is maintained
Only $5 charged if balance falls below $400
Unlimited check writing
Free ATM / Debit card available
Images are returned in statements
Check prices vary depending on style

N.O.W. Checking

$1,000 minimum opening balance
No monthly service charge when a balance of $1,000 is maintained
Only $6.50 charged if balance falls below $1,000
Competitive rates of interest paid on balance
Unlimited check writing
Free ATM / Debit card available
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Check prices vary depending on style

Ambassador Checking

For our customers 55 or older
$100 minimum opening balance
No minimum monthly balance
No service charge
Competitive rates of interest paid on balance
Free Ambassador checks
Free ATM / Debit card available
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Ask about our package of benefits

Money Market Checking

$2,500 minimum opening balance

No monthly service charge when a balance of $2,500 is maintained

$10.00 charged if balance falls below $2,500

Variable Tiered Interest Rate

Limit account activity to avoid excess item fees

$10 excess activity fee

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Check prices vary depending upon style

FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013

Legacy Bank and Trust has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of Legacy Bank and Trust with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules.

Legacy Bank and Trust will never ask you to provide personal information by way of e-mail. This includes your account numbers or ATM PIN (Personal Identification Number). Click here to read our Privacy Statement and Privacy Disclosure.