Individual Retirement
     Accounts
Certificates of Deposit
 


Certificates of Deposit

Legacy Bank offers a wide choice of Investment maturities, making it possible for you to make the best use of your savings.

Choose a 3-month, 6-month, 12-month, 18-month, 24-month, 30-month, 36-month, 48-month or 60-month.

Interest rates at the time of purchase are based on current market conditions and are fixed to maturity. Interest may be paid monthly, quarterly, semi-annually, or annually. You have the option of receiving your interest by check, as a deposit to your Checking or Savings Account or as an addition to your certificate.

All certificates require a minimum deposit of $1,000.00 and are subject to a penalty if withdrawn prior to maturity.


 

 

 

FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2013

Legacy Bank and Trust has chosen not to participate in the FDIC’s Transaction Account Guarantee Program. Customers of Legacy Bank and Trust with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013 for up to $250,000 under the FDIC’s general deposit insurance rules.

Legacy Bank and Trust will never ask you to provide personal information by way of e-mail. This includes your account numbers or ATM PIN (Personal Identification Number). Click here to read our Privacy Statement and Privacy Disclosure.


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